Broker Check

225 Broadhollow Road
Suite 105
Melville, NY 11747


Evergreen Planning


Charles M. Palma, CLU®, ChFC®, LUTCF, MSFS

Charles M. Palma, CLU®, ChFC®, LUTCF, MSFS

Financial Advisor

My objective is to help provide customized strategies to my clients that are designed based on their unique financial needs. These strategies can include a wide variety of specific products and services to help ensure that all the goals and needs of my clients can be fully achieved. My goal is to develop along-term relationship with all my clients that are differentiated by a level of service and commitment that they can always rely upon. In summary, my client relationships will be treated with the highest levels of professionalism, confidentiality, and integrity.


  • MSFS - Master of Science, Financial Services
  • ChFC® - Chartered Financial Consultant
  • CLU® - Chartered Life Underwriter
  • Certified in Long-Term Care
  • LUTCF - Life Underwriting Training Council Fellow
  • Registered Principal
  • Licensed to sell in multiple states
  • Over 20 years financial services experience


  • Bachelor of Science in Business Management, St. John's University
  • Masters Degree, Financial Services, the American College


  • Member of NAIFA
  • Past President, Society of Financial Services Professionals, (SFSP), Suffolk County
  • Member of St. James Chamber of Commerce


Registered Representative & Investment Advisor of Park Avenue Securities, Financial Representative of Guardian