Understanding Today’s Financial Environment
Welcome, I’m Charles Palma, a Financial Professional in Melville and New York, New York. We understand that individuals face unique challenges as they prepare for retirement. We can help take the mystery out of preparing for today and tomorrow. Whether your goal is saving for retirement, college savings, or estate strategy, our personalized service focuses your needs, wants, and financial goals and objectives.
Our professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you through all stages of your life, please call (516) 677-6213
Check the background of our investment professionals on FINRA’s BrokerCheck
This calculator shows how inflation over the years has impacted purchasing power.
What You Should Do About Insurance Following a Divorce
In the face of divorce, making changes to insurance coverage may be overlooked.
Comparing Mortgage Terms
Estimate the total cost in today's dollars of various mortgage alternatives.
Retirement is one of the greatest adventures you’ll have. Which retirement adventure will you choose?
The earlier you start pursuing financial goals, the better your outcome may be.
Important items to consider when purchasing condo insurance.
Be realistic about the sale of your business, get it ready for the sale and make sure key employees are on board
Whole Life insurance: Protection, supplement income in retirement and stable, predictable cash value
Preserve your high net worth with these foundational tips.
Use this calculator to compare the future value of investments with different tax consequences.
This calculator may help you estimate how long funds may last given regular withdrawals.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Estimate how much you have the potential to earn during your working years.
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
Use this calculator to better see the potential impact of compound interest on an asset.
Here is a quick history of the Federal Reserve and an overview of what it does.
Preparing for the unexpected can make all the difference if your family relies on your income.
Learn how to harness the power of compound interest for your investments.
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
Taking your Social Security benefits at the right time may help maximize your benefit.
Imagine your ideal post-pandemic retirement with this animated video.