Understanding Today’s Financial Environment
Welcome, I’m Charles Palma, a Financial Professional in Woodbury, New York. We understand that individuals face unique challenges as they prepare for retirement. We can help take the mystery out of preparing for today and tomorrow. Whether your goal is saving for retirement, college savings, or estate strategy, our personalized service focuses your needs, wants, and financial goals and objectives.
Our professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you through all stages of your life, please call (516) 677-6213
Choosing a Business Structure
Entrepreneurs all face the same question, “Which business structure should I adopt?”
It turns out Mom really did know best when she laid down essential truths to live by.
Insuring Your Business With a Buy/Sell Agreement
It may help your business be better prepared in the event of the death of a principal or key employee.
Improving your financial life doesn’t have to be tedious and time-consuming. These easy actions can lead to improvements in a
Put measures in place to help you replace a portion of your income if the unexpected happens.
It's important to understand the pros and cons when considering a prepaid debit card.
Gun owners need to make sure that their homeowners policy covers the full value of their firearm(s) as personal liability.
It sounds simple, but paying yourself first can really pay off.
Six overlooked tax deductions to help manage your tax bill.
This calculator compares the financial impact of leasing versus buying an automobile.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
How federal estate taxes work, plus estate management documents and tactics.
There are a number of ways to withdraw money from a qualified retirement plan.
There are some key concepts to understand when investing for retirement
There are a lot of misconceptions about Social Security. Here’s the truth about three of them.
Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.
A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate
Whole life insurance can help protect what matters most: your family, your assets, and your legacy.
When do you need a will? The answer is easy: Right Now.
Women must be ready to spend, on average, more years in retirement than men.